If the seller fraudulently under-reported them and you've closed, then atty time.Did the prelim settlements from title reflect this?

I did more research on this contractor and found many complaints on his prior companies as well as an arrest for fraudulent depositing bad checks (wish I would have found this out before I hired him).

(This is faulty thinking, since the buyer could be being deceived or fraudulent or incapable of buying or whatever).

Here's some authorities from my state, CA, that may help orient your discussion with a local lawyer concerning MO law:Usually, recording false, fraudulent or invalid documents, deeds, or claims against another’s title to real property can subject the recording party to actual and punitive damages for Slander or Disparagement of Title.

So yo combat fear I've been wanting to do it alone.

It's possible someone can loan you the loan but unless you have the intent and ability to use those funds to purchase the property, your proof may be considered fraudulent and you can be sued for damages if the seller loses an alternative deal because he/she relied on your proof to accept your offer. 

I could see how that could potentially be done in a fraudulent way (not that you would), it there may be rules against it.

With a biz CC You are now 100% liable for fraudulent purchases with no cap (unlimited liability), subject to sudden and sharp interest rate increases, retroactive rate increases, shorter billing cycles, they can pierce the corporate veil to come after your personal assets if you miss payments. 

A lot of this went on in the escalating market in the past where fraudulent appraisals and inflated values sold to straw buyers left the bank holding the home with less value than their note.If it is the other it is really a matter of it is a lot of man power to do the due diligence on a deal to only have that loan on their books for 6 to 12 months.

Most members of my family are military veterans, last four generations are combat veterans, and most of my really close friends are veterans as well.