If all else fails, resort to "happy wife happy life".

Admittedly, I failed on that last part but getting better!

The lender explained that the standard carve-outs include committing criminal activities on the property, failing to pay property tax and failing to purchase insurance for the property.

With so many resources available, 100% financing programs, down payment assistance programs, urban development programs, places where sellers are begging you to buy their homes, and platforms like this for free training and guidance why do so many people who want to get in REI fail to actually get their first home under contract. 

Fails the BS test, smells like occupancy fraud.

There's a balance between what's good for the seller and what works for the buyer.If the buyer can't afford the payments, they've been set up to fail.

But moreover, not charging and application fee is more likely to get you people applying who, well, umm, know they would likely fail one but why not apply since it's free?

3 years ago when I first started my REi journey I thought I could do everything myself I’m big on DIY… (I did just that, I launched my first rental just like most of yall *BP,Youtube,books, I literally didn’t know what a mastermind even was , few months into my journey I started to feel stuck and couldn’t get the answers I needed. ran into a few of Jesse’s YouTube interviews and I was hooked on MTR (Travel nurses was topic during this time) I tried doing it myself and failed countless times and I wasn’t sure If I was even heading towards the right direction. 

As of the date of your post, you have violated California law by failing to mail an estimated or final disposition within 21 days of move-out.

We even went against the lessons this approach gave on one property and that property failed as a MTR (I was right, my wife was wrong on that one).