Why do so many people fail to get started?

[Dave Ivery]

I am just curious. With so many resources available, 100% financing programs, down payment assistance programs, urban development programs, places where sellers are begging you to buy their homes, and platforms like this for free training and guidance why do so many people who want to get in REI fail to actually get their first home under contract. Does it have something to do with location, fear of failure, or something else?