In the commercial & private money world its all fair game and case by case.Use of credit cards to purchase properties to acquire/capture equity, create, cashflow, provide additional tax shield/benefits against your income, and improve your real estate investing venture is definitely one way to go about it but it should not be the sole method since there are risks like many have mentioned above.If you're using business cards (linked to your FEIN - federal employer identification number) and it doesnt report to your personal credit then it might be more prudent credit wise because your Fico scores won't tank when you max a business card out versus a personal credit card (drop of 80-100 fico pts temporarily till you payoff).So with prudent timing (funds seasoning), knowledge of how to maintain your ficos so you still qualify for your cheaper conventional money, and how to use the cards to purchase can definitely expedite your REI journey.Most people I encounter would not have the know how to do it correctly as I see plummeting fico scores, in ability to qualify, and many other issues with using cards to invest on a weekly basis.Best of luck,

Many investors are penny-wise and pound-foolish.

My most recent experience was selling my condominium, a very wise investment I made 8 years ago, to purchase my home in 2023. 

I bought with a cash-flow on day-1 and could tolerate two vacancies before creating red-ink, so it's crazy to be penny-wise and vacancy foolish.I know there are those here on BP that harp on hobby vs professional business operations, but there's more to the bottom line than just GSI - - consider the opportunity losses created by vacancies.

The better parts of Dayton proper have been on an absolute tear price wise with average list prices roughly doubling over the last two years for the areas I own and watch closely in 45404 and 45405.

Every GP, real estate investor, makes mistakes, doesn't time the market perfectly etc, looking for the perfect is the enemy of the good. good REITs right now, take a look at ADC - agree realty, does multi-tenant triple net large shopping centers and has better growth outlook than Realty income-O-, 6% vrs 4%, which is also great company, both stand to benefit from low supply of retail space, last 5-10 yrs construction-wise, and thus better rents going forward, and interest rates should fall near term, lowering Cap rates and increasing underlying asset values and sales proceeds (only hold REITS in a tax-sheltered account, 401k or IRA, due to high taxation of the dividends-ordinary income) Good Luck

It's never wise to invest with 100% borrowed money.

I would like to gain as much more knowledge and wisdom as I can to become a wise successful investor.

Appreciate some wise, godly perspective - Thank You!

Quote from @James Wise: Quote from @Bob Stevens: Quote from @Jill F.: Quote from @Bob Stevens: Quote from @Jill F.: Hud "fair market rent" determinations of "reasonable" rent are based on the 40thl-OV percentile of rents for a "moderate" apartment in a given small market rent (zip code) area.