Anyone every use Constructive Loans?

[Mark F.]

Anyone on here try Constructive Loans or work with @David N.It seems like a bait and switch to me! 

All said and done it cost me an additional $2300 in fees for the HML that went past its maturity date plus the appraisal, all this could have been avoided if they told me they had an issue with my credit score from the beginning.

Also, it should be noted that my conventional broker was able to close the loan in 3 weeks and had no issues with my  credit with no points of course.  

Anyone else successfully and use Constructive Loans and been happy with them?

https://www.biggerpockets.com/forums/517/topics/693204-fix-and-flip-and-low-doc-rental-loans

Edited to add: I just tried to comment on the thread they posted 2 days ago and got an error message that I'm can not post a reply....... hmmmmm, perhaps they don't want the truth to come out.

Mark 

[Mark F.]

@Jay Hinrichs as always you are correct, I didn't pursue anything further other then asking on here if anyone had actually closed with them, I just took my lump and moved on. I had previously used LendingHome as my HML but they stopped lending in Illinois, I asked a local investor @Mark Ainley who referred me to the Eric Workman the VP of lending for Renovo Financial, they are local (Chicago area), met with him and felt we hit it off well. At the moment I am in the process of funding my 3rd project with them since April and have been very happy with their whole team. They are on the ball, respond quickly, can and will fund within 10 days if needed and I have had nothing but positive experiences with them and highly recommend them for anyone looking for a HML in areas that they lend in. 

BTW: I feel like I've met a movie star just to have you comment on one of my posts, LOL! In all seriousness sir, your decades of experience and daily helpful insights, direction and comments to thousands of investors and ten times as many want to be investors on here has not gone unnoticed. You are an inspiration to many that read these forums whether they jump into the pool or not, personally I'd like to thank you for taking time out of your busy day to educate us all.

My hats off sir....