They have some killer designs wich I'm sure would catch the eye of anyone looking for something functional, trendy and modern.

Does one have to be a member of the Mormon society in order to obtain these files of information?

Section 203(b) is the centerpiece of FHA's single-family mortgage insurance programs—the successor of the program that helped save homeowners from default in the 1930s, that helped open the suburbs for returning veterans in the 1940s and 1950s, and that helped shape the modern mortgage finance system.

It's kinda like a "secret society".

If you step back and look at the big picture, there are clear similarities in peoples wants and needs, in their abilities/desire to pay, and in how they act within society, from one geographical area to the next.

I would never do this, nor would YOU, but it's probably happened.BTW, check out the tax rates in most modern countries.

Unfortunately most people seek their peers approval.. and society doesn't look to kindly upon the guy who lives below his means.

The closest thing I had was an insurance claim where the policy stated we could use modern versions of the materials in the original structure for settlement.

Conditionally Refundable Option Consideration Monies is the way to go, especially with the Attorney General in many States going after "Equity Skimmers" and the like.And, the exercise price can be tied to a formula, such as an either-or: [i]The purchase price shall be EITHER the average of 2 certified appraisals who must be a member in good standing of the American Society of Appraisers OR $xxx.xxxx, which ever is higher.

It is truly sad that they have such scumbags for parents and the unfortunate truth is that they'll almost certainly end up being the next generation of deadbeats and scumbags that our society will have to deal with.Mike