make millions with no money Have you encountered any owners willing to accept no money down on a multi-family  personally No but I dont really try for them..

Insurance for 1-4 families is reasonable.

Quote from @Tyler Garza: Deal :Duplex Home2 beds / unit2 baths / unit3,000 sqftAsking 300k60k downEst rent/yr - 31,2005% Vacancy20% Op ExpenseMortgage 240k assuming 7%Results: CF - 6,600Cocr - 11%Cap - 8%Looking at this for a buy and hold and trying to determine if I am analyzing this right For the best rates, to get near the 7% on a 2-4 family you are going to need to put down 25% instead of 20%. 

Investment Info:Small multi-family (2-4 units) buy & hold investment.

I'm a local youth pastor in MN and I'm looking into getting started in real estate so that I can provide extra income for my growing family.

I'd recommend looking at costs. your build cost is going to be well over other homes because of the fixed costs like slab, Hvac, roof, etc. check the market drivers and weight the benefits of short term versus long term. long term is no furniture and help pays mortgage but at this size it doesn't really cover everything. we didn't find a lot of economies of scale in single family detached. can you build more than one unit?

DFW is a fantastic market for multi-family investments, thanks to its strong job and population growth.

Although most of my stays are <7 days, I've had a few longer stays (business travelers and a family that was going through a full home remodel).

Some strategies to get around are:1. leverage your current portfolio and buy in cash, increase value, and then refi2. buy Multi-family so your ratios aren't the main factor to lenders3. get in with a lender for high net worth individuals4.

Hi @Bryce Cover,First, congratulations on your growing family and your successful real estate investment so far!