We have used them in the past for auto/refinance & tried with VA but they were so picky about everything when it came to the home loan.

I wish that would be some auto-reply for all the newbies.

I did not have auto insurance at the time (unfortunately) as it was a car I only really kept in the garage so it wasn’t on the street & my renters insurance said that they only cover what is INSIDE THE HOME.

The house is going to have a bunch of mechanical and structural problems.

I would not estimate repairing any mechanicals.

Finally, make sure that the Owner's Policy has any and all "Exceptions" that are unacceptable "waived" which is the title company's guarantee that your final Owner's Title Policy will not be subject to those unacceptable "Exceptions".For example, when the title company does a search of the county records on the property you are buying, they will create a Title Commitment, a step before a Title Policy, which will state the current status of the title of the property.Exceptions will be raised, some that can't be waived or removed like Easements, Building Lines, Covenants and Restrictions and the Plat of Subdivision that created the property etc.Many Exceptions can and you should insist that they be waived (guarantee that they will not be stated in the final Owner's title policy), such as the Seller's current mortgage, unpaid HOA fees, unpaid and late property taxes, recorded liens/mortgages of record, mechanic's liens, federal tax liens of the Seller etc.The title company may be unable or unwilling to remove these/certain Exceptions, which mean you will take title subject to/no title insurance regarding these unacceptable "Exceptions". 

Easy to put mortgage payments on auto pay since the rent is also paid by direct deposit from S8 as well.

@Sean McintireYou would need to find people who buy auto debt as something like this is a depreciating asset and is really not very secure.

We had one years ago & we rented every room & actually had a kid rent the furnace/mechanical room one semester.

The base, beermakers, aerospace, specialty manufacturers, big auto manufacturing, two big universities, distribution hub, hospitals, high tech incubation.