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Updated over 5 years ago on . Most recent reply

Richard Jumonville's profile image
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Richard Jumonville
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  • from Louisiana
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Richard Jumonville's profile image
Richard Jumonville's profile image
Richard Jumonville
  • Investor
  • from Louisiana
  • Member since Aug 26, 2018
  • Posts 24
  • Votes 6
  • Experience 11 Yrs
  • Investments 4
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Richard Jumonville
  • Investor
  • Louisiana
6
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24
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Private Lending & Conventional Mortgage Advice

Do I need both Buyer's & Seller's Title Insurance

Richard Jumonville
  • Investor
  • Louisiana
Posted

Hello, I'm under contract on a 4 unit apartment building I plan to buy and hold. I'm placing title insurance because I want to be protected and plus the lender requires it. However something new came up today. My title company asked me if I wanted "Buyers" title insurance too. It would run an additional $500 to $1000.

I had not heard of this policy or basically figured title insurance was title insurance. Do you get both or just whats required by the lender.

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Russell Brazil
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Russell Brazil's profile image
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Russell Brazil
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Russell Brazil
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ModeratorReplied

There is owners and lenders title insurance. Lenders title insurance insures the lender. The owners policy insures you in case of loss or defect. 

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