We got both primary auto and umbrella insurance on it.  

all materials, all labor costs to others, Not you, utilities, interest payments, permits, licenses, auto/truck expenses, tools needed are all deductable. 

There are never full photos of the mechanicals and basement and roof line so you will never have even a bare inkling of what the potential repairs will be.

Our records show that your subscription is set to auto-renew, and no action is needed from you to maintain your listing tenure.

I just noticed your auto seems a bit, well junky.

One of them accidentally paid for January rent because of auto pay and is now requesting it back.

I was told that some commercial insurance companies are able to provide umbrella policies without auto policy and primary residence.

I would like to know more about ways to use OPM  The only way to determine if the home is going to cost you a lot down the road is by determining the age of the mechanical systems & if the structure of the home is sound. 

Opting for mid-grade materials will help stretch your budget.Structural/Mechanical: If the home needs a roof, HVAC, plumbing, or electrical work, that can take a big bite out of your $50k fast.

@Jay Chung If the mechanicals for the duplex are in the basement it may be better not to give the tenants access.