All Forum Posts by: Zach Lemaster

@Briana Martin

Happy to help however we can.  Feel free to reach out if you'd like to discuss TK in some of the best markets throughout the US.

https://www.biggerpockets.com/users/ZacharyCole/references

https://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-review

https://www.biggerpockets.com/forums/44/topics/1058814-first-time-with-new-construction-cape-coral-fl?highlight_post=6055029&page=1

https://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-deal

Thanks for the mention @Ruchit Patel!

@Eric V Harding I own and operate Rent To Retirement.  I think trends we will all see in 2023 is simply less sales in general.  This is actually a good thing that the market has corrected some and it creates a lot of buying opportunity, which should be taken advantage of.  This is a good time to purchase where you will likely get incentives or credits that you did not a year ago.  Many newer investors are scared to jump in or sitting on the sidelines with higher interest rates, but they will be the same ones competing against each other again when rates drop causing another sellers market.  My recommendation would be to build a criteria of what makes sense for you & take action to invest now!  You can always refi in the future with lower rates, but at least now you have a chance at acquiring a better deal than you did last year.  Most importantly, when you invest in a good market that is still dramatically growing in population, your rents will likely go up year after year along with gaining strong appreciation.  So even if a property is minimal cash flow now, increasing rents will continue to grow cash flow each year.  When the rates come down you can then choose to refi, or maybe sell for a gain to all the investors that didn't take action now.  Just my two cents!

We are here to assist you with any questions you have so please don't hesitate to reach out.  RTR has been one of the longest standing TK companies on BP with an excellent reputation for about a decade now!

Here are some other related threads on TK experiences that might be useful to read through:

https://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-review

https://www.biggerpockets.com/forums/44/topics/1058814-first-time-with-new-construction-cape-coral-fl?highlight_post=6055029&page=1

https://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-deal

https://www.biggerpockets.com/forums/88/topics/1047543-big-profits-from-new-construction-sfr-build-in-cape-coral-fl

https://www.biggerpockets.com/forums/92/topics/983659-first-investment-property-with-rent-to-retirement?highlight_post=5677176&page=1#p5677176

https://www.biggerpockets.com/co/RentToRetirement

https://www.biggerpockets.com/users/ZacharyCole/references

@Joseph Crunkilton Thanks for the mention.

@Justin Dziedzic I just responded back to your message.  The RTR team looks forward to speaking with you.  We are here to assist however we can.  We have an outstanding reputation on BP for almost a decade.  Please feel free to read some reviews and threads that may help:

https://www.biggerpockets.com/users/ZacharyCole/references

https://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-review

https://www.biggerpockets.com/forums/44/topics/1058814-first-time-with-new-construction-cape-coral-fl?highlight_post=6055029&page=1

https://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-deal

https://www.biggerpockets.com/forums/88/topics/1047543-big-profits-from-new-construction-sfr-build-in-cape-coral-fl

https://www.biggerpockets.com/forums/92/topics/983659-first-investment-property-with-rent-to-retirement?highlight_post=5677176&page=1#p5677176

https://www.biggerpockets.com/co/RentToRetirement

@Joseph Crunkilton

Thank you for the mention!  I'm here to assist however I can.

RTR has a very strong presence on BP that anyone can lookup for credibility.  We don't charge for education.

I've spent (& continue to spend) 6 figures on education, coaching and mentoring.  The tough part is finding a resource that provides the value you are in need of to start or scale your business.  I am always a fan of first hand experience actually owning rental properties as that is the best experience, but coaching programs do have their value with the right team.  There is not shortage of mentors or coaches out there.  Everyone will say, you can find the same information on BP, which is true.  However, the accountability and direct coaching you will likely not find here.  Mainly just opinion and investment offerings.  My biggest recommendation to @Alec DeAngelo or anyone considering a coaching program is to look at if the program fits your ultimate goals, to be realistic of what your expectations are & ultimately understand that it is you that will need to take action regardless of what you sign up for. There's no secret sauce here. It takes work to build a sustainable rental portfolio, or be successful in REI in general. There are no shortcuts. A good coach will allow you to avoid common mistakes and hopefully your goals quicker!

-To your success!

@Masashi Borges-Silva

Thank you for the mention!

We do invest in Pennsylvania as well as many other locations that we've strategically chosen based on the market analysis, taxes, legislation, economic/population growth, rent:price ratios, etc.

Here are some threads that are a good read if anyone wants to explore more specifically the areas we focus on:

https://www.biggerpockets.com/users/ZacharyCole/references

https://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-review

https://www.biggerpockets.com/forums/44/topics/1058814-first-time-with-new-construction-cape-coral-fl?highlight_post=6055029&page=1

https://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-deal

https://www.biggerpockets.com/forums/92/topics/983659-first-investment-property-with-rent-to-retirement?

@Brian Beck

Thanks for the mention about RTR!  We are available to answer any questions you have at any point in time.

You are definitely in a good spot with having that much equity. I would take some time to really define your goals and strategy to see how you should apply that HELOC to scale. Do you want to continue down the development side & focus more on STRs? Why Indy? We are heavily investing in Indy, but we also like many other markets that perform excellent as well. Recently I've been focused personally on how to make my STR's perform in the top 1% of our market which is a 6 figure different from being in the middle 50% of where avg properties perform. It's all in the mngt! Anywho, our team is available to answer any questions you have at any point in time. Here are some threads that might be interesting to read as well from previous RTR clients:

https://www.biggerpockets.com/forums/92/topics/518583-feedback-on-renttoretirement-and-zach-lemaster

https://www.biggerpockets.com/users/ZacharyCole/references

https://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-review

https://www.biggerpockets.com/forums/44/topics/1058814-first-time-with-new-construction-cape-coral-fl?highlight_post=6055029&page=1

https://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-deal

https://www.biggerpockets.com/forums/92/topics/983659-first-investment-property-with-rent-to-retirement?highlight_post=5677176&page=1#p5677176

https://www.biggerpockets.com/co/RentToRetirement

@Brandon Kowalski

Welcome! TK is a great way to get started working with an established team, especially if you are considering investing OOS for better returns. We work with many newer investors that get started & build their confidence with TK that end up doing some pretty awesome things in the REI space across multiple markets. It's all about getting that first deal done, and then focusing on the next to consistently grow your portfolio. I've invested in many parts of IL for about a decade & agree with your assessment. I believe there to be much better markets out there from a tax, legal, appreciation & cash flow perspective. Happy to connect to share more thoughts.

We appreciate the interest in RTR.  Here are some more resources with other investors sharing their experiences that might be useful to read:

https://www.biggerpockets.com/forums/92/topics/518583-feedback-on-renttoretirement-and-zach-lemaster

https://www.biggerpockets.com/users/ZacharyCole/references

https://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-review

https://www.biggerpockets.com/forums/44/topics/1058814-first-time-with-new-construction-cape-coral-fl?highlight_post=6055029&page=1

https://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-deal

@Kang-Li Cheng

Indy is an excellent market that has seen very good appreciation for the midwest but still cash flows.  It's a great place to pick up $150k to $200k B class properties that allow for double digit returns.

We have an excellent team in Indy along with many other midwest and SE markets.  We are happy to discuss further if you would like.  Just let me know.

Here are some great threads to read through about investors sharing their experiences in Indy and other markets we like.

https://www.biggerpockets.com/forums/92/topics/518583-feedback-on-renttoretirement-and-zach-lemaster

https://www.biggerpockets.com/users/ZacharyCole/references

https://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-review

https://www.biggerpockets.com/forums/44/topics/1058814-first-time-with-new-construction-cape-coral-fl?highlight_post=6055029&page=1

https://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-deal

@Zach Cohen

We have a full list of excellent lenders that are licensed to lend in all states and are very familiar working with investors.  Feel free to reach out if you'd like me to send over the recommendation list!

@Paul Britton

Thank you very much for the mention!

@Malcolm James

We assist many Canadian investors (like Paul) in the process of investing in the US.  We have many excellent lending options available (such as Lendai) along with excellent investment options available.  Please feel free to reach out with any questions to walk through this process.