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All Forum Posts by: Steven Mallow

Steven Mallow has started 8 posts and replied 64 times.

Post: Hello from Cincinnati!

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

@Brett Woodall Welcome to BP.  Good luck to you.

Post: My first house flip

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

LOL @Michael Hayworth.  I'm in the same boat.

Post: Bought a duplex on Hubzu! -Success!

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

Congratulations @Andrew Ramler.  I have been wondering how the Hubzu process was going for people.  Glad to hear of a good story.

Post: Insurance Missouri

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

I am an insurance agent licensed in 3 states (MO, AR, MT).  I know, MT is way off the beaten path.  Anyway, if anyone has questions or needs as it pertains to their rental properties or business I would be happy to answer the questions and work with you if possible.  Thanks for reading.

Post: Positive vibes for TODAY

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

Good stuff here.  Go BP people!

Post: Funding For Flipping

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

Thank you all for the posts.  This has been helpful to me. I have had many of the same concerns and questions as you had.  

I'm not interested in more credit card debt.  Lines of credit for sure but not credit card debt.

Post: New REI in Kansas City Area

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

Welcome to BP!

I share the insurance industry with you.  I am a producer.  Good luck!

Post: New guy from Jefferson City, Missouri

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

Hi @David Stonner,

I too, am a new investor in Jefferson City.  I wish you the best of luck. Welcome to the site.

@Sandy Uhlmann what date is the REIA meetup set for in January?

Thanks in advance.

Post: to file a claim or not file a claim

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

I'm with the majority here on not filing the claim. I'm an insurance agent and I've never witnessed a claim not effect the premium. Maybe your carrier is different than the ones I work with though. 

In general, the more claims, the harder you are to underwrite and receive way fewer credits. Sometimes you even receive surcharges on your premium for your renewal. So keeping claims off your record in case Murphy shows up is always something to consider. 

Post: What equipment should we buy for winter season - Snow removal

Steven Mallow
Posted
  • Insurance Agent
  • Jefferson City, MO
  • Posts 67
  • Votes 10

I've used seed spreaders to spread the salt. Works just fine.