All Forum Posts by: Rob Z.
Rob Z. has started 11 posts and replied 42 times.
Post: Pay off car loan or pay off first rental??

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
Lol, as much as it seems in my best interest to just sell the vehicle, every once in a while I like to get something for the lady and I. In this case, it was a big something by some standards.
The thought crossed my mind, the market I'm in at the moment is KCMO and 47k could be a nice down payment on a cash flowing rental, granted the debt to income thing is up to par. Ill have to run some numbers with the bank...
Post: Pay off car loan or pay off first rental??

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
Ya, that 5.2 seems like the no brainer vs the smaller interest but that 750 month car payment is a bit of a pain the behind right now.
Post: Pay off car loan or pay off first rental??

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
Hey everyone, looking for some input. I have a car loan for 45k at 1.9% I also have my rental property note that is 46k at 5.2% I am in a position to pay off one, which would you pay off ?
Side note, I'd love to get into another rental but I have to free up some debt first.
Post: Inherited home, fix up and sell or let it go as is?

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
Thanks for all the input @Tim Jones @Billy D. @Brian Truman @Bobby Barraza.
We are leaning on taking this project head on, at the very least it will be a great learning experience. The area is in Warner Springs if you guys want to check it out. Things don't pop up very much out there but I think we could get about 1500-1800 a month for rent if we choose to go that route. Should be an eye opening experience to say the least. Open to any helpful tips or learning experiences that you guys have had.
Post: Inherited home, fix up and sell or let it go as is?

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
Hey everyone looking to get some insight on this property my better half and I came into, heres the situation:
Home is getting bites from 150k to 220k but that's in the "as is" state that its in. The more we dive into the property the more little things are popping up, we don't mind doing the work but we don't have a team yet for renovations and its about an hour and a half from us, we both have full time jobs,kids etc. We feel comfortable putting 20-30k into house and feel confident that we could sell for 260-275 range based on comps and the fact that this is a remote area where properties don't pop up much.
Question is, would the juice be worth the squeeze for that 20-30k profit after taxes fees etc are all put into play? We haven't lived in the house, we don't plan on staying there for two years we just want to get the best bang for the buck. Lengthy post I know, but I would appreciate any advice out there. Thanks in advance.
Post: Contacting Probate Leads by Phone

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
Post: Rental House Property Insurance

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
I also use Shelter, use them based on a referral and I'm happy one year into things.
Post: Investing in Kansas City, MO

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
@Ejy Mirjan Good luck with everything. I know when I started looking in kcmo in mid of last year it was almost overwhelming being from out of state (San Diego). Make sure to look at local taxes as they can very quite a bit from place to place thus affecting cashflow.
Post: Looking for PM or Agent advice on my next REI in MO & IN...

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
I can also vouch for @William Robison Ive been dealing with him for a few months and he gets the job done, his communication can use a bit polishing but hes a good guy.
Post: Semi-Newbie in Southern California

- Investor
- Chula Vista, CA
- Posts 44
- Votes 12
@Jenny Kim Try not to get too addicted to all the info that's at your fingertips, Ive spent many late nights glued to my screen... welcome.