All Forum Posts by: Account Closed

I don't really have any favorite openings

never was a good player in a lot of ways I was Ignorant.

What made my game seem ok as it was described to me

I had "Spatial intelligence or ability "

For example I was given this book On 13th birthday

http://www.bookdepository.com/Bobby-Fischer-Teaches-Chess-Bobby-Fischer/9780923891602

All the problems seemed super simple even though I was just learning the game. I just saw patterns, kind of like looking at a map with no roads but for some reason I could see them.

If I watched someone play 3or4games I may see patterns and could detect some weakness and then I would exploit it is the best I can describe it.

play cards like gin I see files in my head or rows and see the card suits and all the buried discards in the rows

And it works when it wants to. :)

I finally after years of no chess played last thanksgiving and lost every game :)

For Christmas received two chess games for the computer and a chess teacher for kids :)

I learned the game from watching others pay to play.

naturally I had to start betting and after many dollars I decided to actually study some and get my money back,I started winning and thought I was the new bobby fischer (this was in the early 70's)

I played in the chess clubs in junior high ranked 1600's broke 1700 several times.

Quit for years then In the 80's brother in law got me back into the game.He was betting $20 to a $1000 a game and losing and wanted me to try :)

So I had to relearn the game

We both joined two chess clubs I was ranked #3 in one and# 5 in the other .

Selection of who you got to play was picked by computer that was BS and if I won against certain people match was not counted.

I bested the reserve state champion at a little match in the mall He thought that was abunch of BS that they didn't count it

but we ended up playing quite a bit away from the clubs. FIDE I stayed 18/ 1900's

best games I recall were against a former Iranian national champ

I must of got my *** kicked a hundred times before a draw, and never won

@Edward Hamill Nice answer ! You got my vote !

I would leave it as is around here its not worth it to convert.

The scenario I posted is harsh,but can happen I have a brother who has insurance to cover everything I prefer to just pay for most things.Over time any claims raise the rates to much to suit me.

I don't have any magic number I buy with cash and have 10/25% of purchase price on hand for what ever comes up

I try to have smaller SFRs with fewer tenants less problems.

I figure normal maintenance one to 1 1/2 months rent a year.and plan for a month or two vacant I imagine that is high

my brother figures 3% maintence and 8% vacancy

And keeps and extra 3 months P&I taxes and insurance per property

but I don't know whats the norm

On my first propertys I wasn't really prepared ,after you have a few the losses on one or two won't hurt you much.

The 50% rule covers most things that come up

The age, location or price of a property can change your percentage

I shy away from any POA or HOA and areas with sky high taxes

I am sure you will get better answers from others

I like to have money set aside for minor and major repairs that can crop up. I like to have enough to reroof plus new HVAC on hand

If I had mortgage or any other payments I would make sure have at least six months on hand if not more .

An example of what can happen

Lets say it takes two months to get it ready to rent

then a month or so to actually get it rented

And two ,three months go by and you have to evict

then repair and get it ready to re rent ...

I have bought HF tools for one time use and ended up surprised

Have an electric jackhammer that has many hours on it now (approx 6 yrs)

I bought a spare thinking it would die quick.

and a few reciprocating saws that outlasted higher end items.

Some of the bits and blades are great for the price once you learn which ones hold up

****(Over time I trained wife to believe. big name tools fit my hands and that cheap tools cause my hands to cramp)***

I end up not getting a lot at HF

Justin is right it gets brittle I have painted vinyl if not to bad and have

replaced just the part the sun hit the most ( it seems to crack easier)

I power washed before painting

Had an issue like this

New septic and extended lateral lines put on my property left heck of a mess.

place was up for sale.it was a business in a rural area

I started with trasspass charges cops said its civil matter

Then tried to demand they remove and repair or I sue.

I got an attorney and just like K.Marie said lis pendens (suit pending)

Wakes them up! Seems like buyers shy away .

I have bid on a few that were in my area. (that I could do at least a drive by maybe talk to the neighbors, get a closer look)

I agree with what Jean N said: "if the bid was acceptable to seller"

I wonder sometimes if a property was listed at a high reserve just to see what type of offers they might get.

Or "reserve is met " and "your top bid" its possible you still don't win (that shouldn't happen)

I check online under complaints /reviews of the auction sites after noticing anything fishy. And I should check before bidding :)

You run into an issue or two anywhere you choose to play

If the price seems right I still make an offer.