All Forum Posts by: Mina G.

@Dave Toelkes thanks! I’m single with 20k in property taxes so I’m definitely itemizing! Does anyone know what can I deduct from the closing costs (purchased a property this year), beside taxes?

Thanks a lot @Brian M Sweeney

Great, thanks @Brian M Sweeney and @Ashish Acharya

@Brian M Sweeney so I can deduct the 10k on my primary residence and 10k on the investment property? What if I buy more properties (investments as well)? Is there a limit? Thanks for the quick response!

I have 2 properties, each property has about $10,000 in real estate tax per year (Lovely NJ). Is there any loopholes to deduct the full amount of property tax that I pay? Both properties are under my name. (With conventional mortgage) 

Hi All, I’m trying to get a HELOC for a duplex. I live in one unit and rent the other. This is in NJ. I spoke to someone from Andrews Credit Union who is offering 95% LTV HELOC but the banker is unsure if the underwriter will accept a duplex. (Taking time to find out) Does anyone know any other bank/ credit union that’ll lend up to 95% LTV HELOC?

@Paul DeSilva congrats! When you refinance, does the bank take into consideration the heloc in the dti? Or do you tell them this refinance will pay off the heloc?

bump

I'm looking into getting a HELOC on my primary residence (Duplex) and while searching around I found this lender called Homeside (http://heloc.gohomeside.com) They advertise 95% LTV. Anyone ever used them?

the only sign was a patch job on the chimney in the basement, lower than the current chimney pipe. But that could have been for either coal or oil (or both). The chimney is toward the back of the property.