There is no easy transaction. I'm an agent. There's a LOT of behind the scenes paperwork, title work and phone calls between agents, lenders, etc. If your agent made this seem easy, good for them! Here's what you're asking... can that 3% agent fee get into your pocket if you don't use one? NO. We, as agents are also your insurance. We have lawyers backing our work and we are there in case the deal is going sour, we know how to right the boat. The seller has already agreed to pay 6% commission to his selling agent. Sure you don't need to be represented in this deal. Really, they don't care and would love it if no one is advocating for you. So would the listing agent because, you know what happens now, he keeps the whole 6% and you're still have no one making sure you're protected in this deal. Did you save any money? Nope, but now you're completely exposed. Please, get someone who you like and trust to work with. Use them for every deal all the time. Buy them a beer and get to know your agent and they will be on the lookout for you for properties to buy. It's a two way street. Go down it.