On the front of Card is my son Sam and I taken at Epcot in Orlando.
Dear FIRST NAME LAST NAME,
I am sure you are getting a lot of mail. Well hopefully this will be a card that you can use. My name is Jonathan Rexford 772-321-2290. I am a Professional Investor, Realtor and a Loss Mitigator. I work with people that may have problems with their mortgage. I don't know what your situation is, but I do know how to solve them in most cases. A recent case we did is where a homeowner was a few months behind and her escrow had changed due to taxes and insurance. She fell behind each month and was unable to catch up her payments. When we did her workout she had a loan balance of more than $132,000.00 with late fees and her interest rate was 8.70%. Now the problem was the home had dropped in value to near $90,000.00. The former payment including taxes and insurance was $1,254.97. They wanted to keep this home. Here is what we were able to accomplish. The lender modified the loan after several discussions with us. The lender dropped the interest rate to 7% fixed for 30 years. Lowered the balance of what was owed from $132,000 to $90,183.71. Her monthly went from $1,254.97 to $964.15. Her only contribution was $482.08 which was made payable to outstanding balances. Her 1st payment is due December 1st, 2008.
This is what is called a loan modification. In some cases a borrower cannot qualify. There are other ways such as selling the home to me or allowing my company to list the home to sell either directly or via a short sale. Being a realtor with All Florida GMAC and a local Real Estate Investor this is my specialty. I buy houses and sell them as an investment and as a Realtor. I have been getting calls from other people asking me about the bail-outs that the government is doing. No one knows what is going to happen. But I do know one thing. You do have options. When doing a loan modification don't try to do it yourself. You can and several people have and few have been successful. You need to hire someone to work with you on your behalf. There are a lot of companies that are doing Loan Modifications. Most of them are on the internet. Most charge upfront fees to do the job. We don't charge advance fees. We believe that if we do our job that we should be paid when we are done.
For more information regarding our services on how we can keep a foreclosure off your record give Jonathan Rexford a call at 772-321-2290. If your property is currently listed with a Real Estate Brokerage firm, please disregard this notice in regards of listing your property. Otherwise give me a call 772-321-2290.
Thanks
Jonathan Rexford
