All Forum Posts by: Jonathan Soto

congrats on success thus far. would love to connect to see if i can assist and resolve your concern.

Is it the grant for first time home buyers? or would it fall outside of that?

welcome. lets talk. i'm in nj but not too far

lets connect. would love to see if i can help you have smoother journey

yes. just need to run numbers. 2 families are normally tight with numbers so it may not work but if you buy right and rents there then it may work. which state are you looking?

congrats on the first step. without mortgage and rent roll tough tto judge it. but 10% no pmi is awesome. i'm in morris county too. lets connect 

congrats on taking the leap. do you know which areas you would like to purchase? i noticed ny, nj and ct but do you have an idea which counties or cities. may be i can help 

hey trevor you can do 2 family with 15% down. the 3 and 4 units goes up to 25% down. this is your home ready loan under conventional

there are different loan programs under conventional.  the home Possible loan does do 5% down on multi (2-4 units). this one little tougher to qualify. ill send you a message to connect 

get estimates from a few contractors regarding the repair. depending how bad it is then you can request concession from seller. they most likely will only agree to partial of the expense if any. are there any other big ticket items?

if you live in the home it will be primary policy with renters coverage. which is normally cheaper than if it was only tenants living in the home. for the security you'll need to deposit either in a money market fund or an interest-bearing bank account. 

congrats!!