what happens to 500k

[Allen Masry]

Hi, this is a little strange. I am just planning.  It appears I may get 500,000 settlement in a few months.  However, I was trying to think what is a good way to go with it.  For example, if I do S/P top stocks, I could get around 11%. 

but if I did real estate and I have a 800 credit score - could I do real estate and make it work harder doing turn key Multifamily.  I do want to thank people for taking the time to answer this.  What I like about real estate community you all are open about trials and tribulations.  When you talk to finance people they act like they are lawyers. It is hard to figure out if I will make anything but VERY clear the fees (lol).

[Anderson Banegas Cerrato]

Hi Allen, that’s an exciting position to be in—$500k gives you a lot of options!

If you’re looking to make your money work harder, real estate can be a great way to go, especially with your solid 800 credit score. A turnkey multifamily property could give you steady cash flow and potential appreciation over time. Plus, real estate often has tax advantages that stocks don’t offer.

The S&P 500 is great for long-term growth, but real estate lets you leverage your money by borrowing and putting it to work in multiple ways. It really depends on your goals—do you want steady cash flow now, or are you okay waiting for growth over time?

And I totally get what you’re saying about finance people—they can make things feel so complicated! In real estate, it’s more straightforward: find a good deal, manage it well, and you can make it work for you.

Hope this helps, and happy to talk more if you want to explore it!