All Forum Posts by: Josh Autery

@James Bolden

Sorry it seems you are still having trouble with your PM. I wouldn't put up with issues like you describe over a long-term situation.

Also, FYI i think for other LTVs, you don't pay down to a specific LTV any more. I think the new FHA guidelines are 11 years or life of loan depending on the initial loan specs.

CAREFUL @Matthew Hamilton!!

Recently, some FHA loans have been adjusted to have PERMANENT PMI no matter the loan-to-value you end up at.

If you start with less than 10%LTV (i believe) it is NEVER coming off!

@Reed Mollins

What e-payment / billing / leasing system are you using? 

I want to know what PM system allows something like that to happen...

we have a few, some better than others. I currently self manage. Who are you using now?

welcome to bp! Happy to grab coffee and talk rei!

if I was going to take courses, they would be from Champions School of Real estate. Online, self-paced and relatively cost-effective. However, I would definitely advise you really consider your situation. If I didn't buy locally and manage my own properties... I would definitely not have my own license. It simply is not cost effective when you factor in office fees, dues to State and National, continuing education, etc.

hey man. Welcome to bp from a fellow refinery worker. I don't have much experience with investing at a distance,  but I do have a few rentals. Also I'm a realtor... love talking real estate. Hmu if you wanna grab a coffee sometime.

 In my case no. I like the access to the mls. Being able to write offers how and when I want. It also keeps me in the loop for legal changes in the industry. Gives you a built in book of contacts through your brokerage. You've got a better split than I do with my broker, and I still feel like it's worth it...

It'll be different for each individual though.

That may be illegal (depending on what contract you signed with you brokerage).

My broker has been pretty understanding when it comes to buying for myself.  Talk to your broker.  Maybe you can arrange one 'free' buy a year.