All Forum Posts by: Jimmy S.

 The bank still wont loan me anything even if I put 20 or 30% down. They wont even loan me $1,000

Any one have any ideas of how can I get a loan? My DTI is my biggest and only problem. My credit score is 800+ and that mean nothing. I have 3 rentals and own my own home. My only debts are from my rental properties. They come to around $3500 a month total and my parents live 1 so I dont charge them rent, I just show a loss. I am self employed also. I only show about making $25,000 a year after all my deductions. I have 1 rental I paid off a few years ago and wish I never used all my cash now that the bank wont even let me take it out since they say I cant afford to pay it back. I have tried about 5 different banks but all say my dti is the problem.
 
Any ideas?

Thanks in advance.

I could always take it out of there security when they move if they dont pay it. Every time I call the gas company its always like a 20 to 30 min wait time too.  I requested a cashiers check when they moved in so im sure thats good. Did anyone ever hear of needing a duplicate SS card to put the utilities in your name? Sounds like BS to me. Lease states they are responsible for the utilities. 

Got a new tenant and moved in on the 1st. They have gas heat and hot water. I called UGI, the gas company and they did not put the gas in there name yet. I called my tenant and they said UGI needs a duplicate of there social security card in order to put it in there name and will take 1 or 2 week yet. Guessing the bill for 3 weeks will be around $150 to $200 here in winter which im stuck paying.

I have been paying to heat the house in winter since its still in my name. The gas company said if I remove it from my name they will come out and shut it off since it will be in no ones name then. Can they shut if off in winter or should I just forward the bill to the tenant when I get it? They did put the electric in there name.  Just seems odd they cant put gas in there name without a duplicate of there SS Card.  Let me know your thoughts.

Thanks

Had a tenant move out and did not clear the 40 foot long sidewalk. It is a sheet of ice and cleared it myself and used a bag of rocksalt. Would you charge them for that and how much? It stated in lease they are responsible for this.

I could make it work but how do I figure out how much to charge them? I could do it myself but would be a really PITA to fix it and take some time. Its floating but all the edges are adhesive strips. I looked online and cant find it anywhere. If I hire someone its going to be alot more. What do I charge them?

Well again I got another story and not sure how to handle this. Flooring is a couple years old and in very good to excellent shape before they moved in. They moved out and left a big chunk taken out of the vinyl floor where there metal bed frame was. I looked into patching this with another piece of flooring but it is now discontinued. 

How do I figure out how much to charge them? If I need to replace the whole floor do they need to pay for it all? If I patch it and looks ok how much should I charge them? Its about 12x12 room.  My guess and estimate to replace it would be around $800-1000

Thanks in advance :-)

What is the best way to fasten railing into plaster walls?  I had them anchored in wall and they were pretty solid but I did not hit a stud. If you really pull on them they moved alittle and wiggled a small amount. (Zoning inspector said it was fine) Well tenants are moving out and the railings are completely ripped off the walls and just hanging there. 2 railing total. They have 2 kids. Should I charge them to fix this and what is the best way to reattached them since they ripped out the 3 anchor bolts on every bracket.  Thanks in advance

I have a tenant who just gave 60 day notice on nov. 22 and they are on a month to month lease with 60 notice required. They have been there for 3 years. They send me a letter saying they are giving 60 days notice on nov. 22 and will be moving out by jan. 22 but will only be paying part of January rent since they will not be there the whole month.

Its a month to month lease so I would imagine they would need to pay the whole month of January rent.

How would you handle this? Should I just wait till they are gone and then take the unpaid amount from the security deposit if it sits vacant those days?

Thanks

Hello,

I have a tenant living at a rental property for 3 years and they are moving out in the next 45 days. How soon in advance do most people show the property to potential new tenants and how many times a week is acceptable? 

I dont want to be a PITA for them but they are moving out in the dead of winter and would like to get this rerented asap. Just want to get everyone thoughts Thanks