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All Forum Posts by: Shana Gray

Shana Gray has started 13 posts and replied 176 times.

Post: Destruction of Wealth?

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

maybe, because logically, a house is still a house is still a house.

it's when you assign fluctuating numbers of value like currency to it, when it gets confusing.

I figure, if inflation or crash or whatever, I want all my wealth to be in physical assets, and assets that I actually want to own, that can be productive, and can be traded. even in a great economy, that makes sense.

I want to hedge my bets to work, 100% certain if possible, not to risk. and diversified.

used to be wealth was productivity and multiplication, still is for businesses. look at nature, seeds, animals, look how everything multiplies.

now we work to pay recurring bills, it really is quite opposite. but people are getting paid those bills so it depends on which side you're on.

yes wealth can be created. please write obama and explain that.

Post: Money back from a guru?

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

sell it on Ebay for half price?

I take courses from time to time and read loads of books, and yes I have definitely gotten refunds on a few, but others have been priceless to me. I'm pretty clear on what I want and what I think will work for me personally.

If you have a decent reason (personal or financial or just not satisfied with product), call and ask for someone who is actually in charge where you bought it, explain your situation clearly, don't be too nice or rude, just be respectful, honest and clear. If you have a good reason and you are smart about it and persistent, it is likely you will get a refund unless it clearly states no refunds in the agreement. Don't get stuck talking to operators or salespeople or secretaries, don’t send letters or emails, call someone who is in charge in person, usually they are decent people, and if its in reasonable time, and you have a good reason, chances are you will get a refund.

I had to get a refund once when my friend was deployed in the military (no time to take the course, and lost interest in it). Another because I found a course the same day I liked better. Once I misplaced my passport and couldn’t attend. Another I resold on ebay (when I was really new I couldn’t afford it), I think I bought that one on Ebay too. I’ve also gotten refunds on memberships but sometimes had to pay for the time that had lapsed. Don’t get me wrong though - I buy a lot of courses/books, and refunds are the exception. But they do happen sometimes. I’ve probably learned more from reading books and taking courses as an adult than I ever did in any public school system, excepting private business schools which were excellent too.

The most expensive course I ever took was the $5k Robert Allen protege course and frankly the best I ever took. It’s a perfect fit for me but I don’t think it is for everyone. Real estate investing carries risk and people need to acknowledge that, also if you are a true entrepreneur at heart you will find a way to succeed, not everyone will try as hard as you, and most will probably give up because they don’t have the heart to see the vision through. I’m an artist before anything else and that is why I took that course because it is the perfect business model for me. Even U2 owns real estate and has multiple streams of income. But not everyone has my personality type and my drive, and if it’s not for you, don’t buy it. Almost always you can step away and decide later, even when people say you can’t. As for getting a refund, it may be possible, or it may be a deal is a deal, and unless you ask, you won’t know.

Post: My tenant is a call girl

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

honestly if people like that are hanging around your home, it's just a matter of time until not just your home and stuff but maybe your life is in danger.

not cool. you need to figure this out asap.

Post: Destruction of Wealth?

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

I think we're dealing a lot with perceived values, and those can fluctuate.

Even money is just a number on a piece of paper, a bill, a balance sheet, or in a computer. It represents what you can trade it for, and market prices of assets fluctuate according to supply and demand.

Post: Sorry for the SPAM in the Groups This Evening

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

Honestly Josh? would it be possible to make a clear link for new people where to start? it's hard to find your way around the forums, and understand how they work, and understand the rules, when you're new. I'm completely lost still. I don't think people mean any harm. It's kind of difficult to figure this place out when you're new. Thanks for understanding :) it might help us all out.

Post: February Foreclosures are Up 30% over 2008; Does Obama Own the Crisis Yet?

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

I think what Josh is saying, is that Obama needs to take personal responsibility, now that he is the "President", and take action, and stop making excuses. I agree 100%.

Post: The government has just released one of the most shocking federal budget reports of all time.

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

been writing the media too, anyone who understands how to fix the economy should if they can. I esp like to write the ones who don't understand how to "create" wealth, but are involved in politics/stock market. no idea if any of my stuff will get printed but it should get read at least. might influence someone.

Post: Economic Outlook

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

I have not stopped writing the media, the White House, and John McCain (cuz I'm Canadian, and his is the only email I have), about how to FIX the economy.

This is great, use it.

http://www.whitehouse.gov/CONTACT/

Sorry, one more question. Who is REALLY in charge of this crisis? the banks?

Obama can clearly make things much worse by reckless spending and debt that doesn't create wealth. He says a lot of things that make no sense (listen to him), don't believe a word he says. He says he can save the economy, can he? is it his job? or is he just talking? I think a lot of what he says is a really big distraction. what is really going on?

Post: Destruction of Wealth?

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

I think a lot of people put too much "stock" in the stock market.

They think the value of stocks is an indicator of the economy.

Stocks are shares in businesses.

I put all my stock in me and my businesses. I'm not registered on the stock market as a business. I don't own shares in others' businesses anymore, why should I? I can make so much more money by investing in myself.

Post: The government has just released one of the most shocking federal budget reports of all time.

Shana GrayPosted
  • cottage country / Cobourg area, Ontario
  • Posts 201
  • Votes 5

Hey thanks! :) just saw this now, still learning how to use the forum.

I have been writing Obama at the white house, and John McCain too. :)

White House
http://www.whitehouse.gov/CONTACT/

John McCain - I got his email when I got on his mailinglist, this might work
http://www.friendsofjohnmccain.com/

among other emails I sent this
http://www.wfg-online.ca/changingLives/FinancialRoadmap.asp