My name is Nate Hawkins i wasn't born ready, but i'm ready now. I have spent the last 12 years of my life working in construction putting food on the table for me and my kids along with my foster kids. I primarily do Electrical work but i have experience in many things. Don't misunderstand i am not a jack-of-all trades my passion is Electrical and i sometimes do other things. Electrical has been a great way to pay the bills but it does not allow me to have passive income and when i listened to the audio book by "JIM ROHN - The day that turns your life around" it literally did that. JIM talked about something that caught my attention he said "Profits are better than wages". This statement changed my life and what i thought i wanted. This one quote started me on a path of Audio-ingestion where i listened to everything i could find. "Brian Tracy - 21 ways series", "Napoleon Hill - think and grow rich", "Dave Ramsey - Entreleadership / FPU", "Earl Nightingale - Strangest secret / Lead the field". Then i found podcast and it really began. First Tai Lopez opened my eyes to reading so i learned to power read and started reading a book a week on investing, finance, great people, psychology. Then i found a podcast labeled Bigger Pockets #64 and i was so intrigued i had to listen to all of the proceeding episodes. i am currently on episode #49. Since finding BP i realized my passion has become wider. I am not looking for a "Microwave way to financial freedom, i want the CrockPot method" as Dave Ramsey would say.
My current Goal is to listen/read 200 hours of real estate investing literature. I am currently at 51 hours and i have filled 3 yellow pad books with notes from the BP podcast. Goal setting is a big part of my life and i believe anything can happen if you just write it out. Things in my life have happened in strange ways but they were written down first. Some people say it is luck but Earl Nightingale says "Luck is when preparedness meets opportunity and opportunity is there all along". My Goal is to increase my luck-factor as Brian Tracy would call it by increasing my learning time. All driving time is learning time which is why i am Thankful to anyone who has spent their time recording a podcast so i can benefit.
As i get closer to my 200 hours i will have questions and as i have read in these forums there will be answers for me. Thank you in advance.
I do have one question while i continue learning i can possibly learn in a specific direction if need be. I purchased a house cash it is my primary residence. I followed Dave Ramsey's advice and did the 100% down method. However after listening to many hours of intelligent people on BP i think i made a mistake. maybe i should have leveraged my money better. :( . Is there a way to fix my folly? can i use HELOC to purchase some income property? or should i just save and use that money?
