All Forum Posts by: Alex Bekeza

I'd recommend having a detailed breakdown of your completed scope of work to provide to the appraiser to ensure he's aware of all of the recent upgrades. @Troy Smith

@Sushree Mohanty I live in California too and I've personally been scaling a BRRRR portfolio in St. Louis Missouri where I still see a lot of opportunities. However, I originate DSCR loans (specifically short seasoning cash out refinances) all over the country in your typical popular midwest markets so feel free to reach out anytime. I may have some good contacts in whichever market you're honing in on.

@Fay Chen Very strange! I'd say the majority of loans I'm doing are to out of state investors.  I actually live in CA but have property in Texas as well.  Feel free to reach out anytime. 

This is very common and we'd have no problem doing a DSCR loan to a layered entity like this.

@Kwanza P. Most DSCR lenders won't lend directly to a trust, however, we can do it to a LLC owned by the trust.

See what our Bigger Pockets clients are saying -- > Bigger Pockets Reviews
See what others are saying on Google Reviews & Yelp Reviews

How to request free quotes:

• 12, 18, or 24 Month Purchase & Rehab Scenarios - Purchase & Rehab Inquiry
  

For Purchase + Rehab

• 12, 18, or 24 Month Term Options
  
• NO Prepayment Penalty
  
• Up to 90% of purchase price + 100% of rehab (not to exceed 75% ARV) *some zip codes are capped at lower ARVs based on risk profile*
  
• Interest Only Payments (interest is only paid on drawn balance)
• Minimum 700 FICO
  
• LLC Required
  
• 1st Time Investors Ok at reduced leverage (if they own primary residence)
  
• Loan Amounts from $150,000-$5,000,000
  
• 1-4 Unit Residential Properties Only

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47. Berkeley
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50. Inglewood

See what our Bigger Pockets clients are saying -- > Bigger Pockets Reviews
See what others are saying on Google Reviews & Yelp Reviews

How to request free quotes:

• 12, 18, or 24 Month Purchase & Rehab Scenarios - Purchase & Rehab Inquiry
  

For Purchase + Rehab

• 12, 18, or 24 Month Term Options
  
• NO Prepayment Penalty
  
• Up to 90% of purchase price + 100% of rehab (not to exceed 75% ARV) *some zip codes are capped at lower ARVs based on risk profile*
  
• Interest Only Payments (interest is only paid on drawn balance)
• Minimum 680 FICO
  
• LLC Required
  
• 1st Time Investors Ok at reduced leverage (if they own primary residence)
  
• Loan Amounts from $150,000-$2,000,000 (larger loan amounts available at reduced LTC/ARV)
  
• 1-4 Unit Residential Properties Only

I'm thrilled about a new tool we've launched that allows borrowers to get their own real time pricing for DSCR loans with a few simple clicks 24 hours a day 7 days a week. This portal is not only great for getting the submission process started with us but also an awesome tool to play with when pre-underwriting deals. We're going to continue to add features every single week to enhance the user experience and make getting a DSCR loan as easy as possible without loosing the white glove service touch which earned us so many 5 star reviews. Link to our google reviews

Here's the link to this new tool - www.investorpropertyloan.com/DSCR

While our company does still offer other unique products, this tool will be unique to long term rental units. So if you have a short term rental, flip, or other unique scenario we can still totally handle that but it would fall outside of this new calculator.

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Hey @Eduardo Cambil. My pleasure. I don't really do anything too fancy as far as sourcing deals. In my case, I've been lucky to run into a few right-place-right-time scenarios as you can imagine sometimes the first person a distressed seller calls is a lender to refi their way out of a problem. A few times for me, there was no refi solution and they would inquire with me about buying when they knew me well enough. I've also purchased straight off of the MLS and via HUBZU/auction.