Ross Yeager
Buying a House With a Credit Card and No Money Down
DISCLAIMER: I would never recommend anyone else doing this. I did this as a financial hack to see if it could be done knowing that I could cover the deal in cash should anything have gone sideways.
Yes, you read it...
Kenneth Morff
Denied for a Heloc? Still not sure why?
Hello, I don't post on here very often, but I'm not sure where else to turn. We just got denied by a Bank in Saint Cloud. The property we are looking take a Heloc out on is in Sauk Rapids, its worth about $170,000 We ...
Katelyn Whitfield
Need advice on buying my first house hack
Alright so this is my situation.. I'm 25 and work as a waitress, don't make much money, don't have a lot of money saved and have built absolutely zero credit. I live in Stephenville Texas which is home to a big D1 uni...
Jordan Penor
Conventional Loans Probably Don't Work For Young Investors
What I am about to say might not be a surprise to more experienced investors, but being so new to real estate I was very disappointed when my loan request got rejected by my local credit union. I hope some people can ...
Fernando Asencio
HELP...Need some advice from you guys.. =)
Hello all.. 2 questions.. Property is in the good section of newark1. I have 70k in my savings.. Cant get bank loan because credit cards are too high..(ive been paying myself first and credit cards last like Robert k...
MIchael McCUe
Is debt relief a good idea, filing bankruptcy
Money isn't easy to save and $10,000( my debts) is a ton of money I want to save for a downpayment, I'm just starting so I don't have any money I would like to save $60,000 to buy a rental property, I think I could do...
Griffin McKisson
What to Do with Little to No Income or Credit?
I am currently 20 years old and I live in Central Oklahoma with no money or income to invest. I work at a sandwich shop and make $400/Month. I have no credit and all of my income is allocated towards my bills as I am ...
N/A N/A
stuck on my plan....
I'm trying to write a plan of where I want to be in the next 5 yrs and how i'm going to get there. Problem is, I'm realizing writing a plan is not as easy as it sounds. I have an idea of where I would like to be but c...
Corey Norman
Pre-qualification with multiple banks - credit score hit?
We’re thinking of getting a personal loan from *another bank for mortgage for our own home (just moved). Does our credit score get hit multiple times if we inquire from several banks/lenders? *Currently have a constru...
Matthew Wright
Does Owner Finance show up on "borrowers" DTI
If I were to be the buyer in an owner finance scenario, is there any way that would make it to my credit, in terms of it being visible as a debt? This is important, since there wont be any income in this case, to off ...