Is debt relief a good idea, filing bankruptcy

[MIchael McCUe]

Money isn't easy to save and $10,000( my debts) is a ton of money I want to save for a downpayment, I'm just starting so I don't have any money I would like to save $60,000 to buy a rental property, I think I could do it in  5-6 years, my brother filed bankruptcy and they relieved him of $6000 in debt from cash money.

a list of my debt

Gst Hst Tax 4500 income tax from working with my dad I owe
Scotiabank credit card 1400
Canadian Tire credit card 500
cash money loan 2400
Belair 600
echelon 600

should I pay the 10k back in the next while or should I file bankruptcy like my brother as It won't be for years until I am able to get a downpayment for a rental house anyway.