@Antoine Black  In general, yes, it goes off your personal credit. 

But somebody could use a credit card fund the immediate need and then pay it back with the policy loan fairly quickly.

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc. 

I say "may" because while I have read about this in several places, I have not personally verified this to be true.I usually pay contractors by check the minute the work is finished and approved.  

For context I am a full time lender and understand DTI and have very good credit. 

My goal is to wholesale some properties single and multifamily to build some capital while fixing my personal credit and building my business credit.

Why is your tenant paying you by credit card? 

They look at your credit profile and get you business lines of credit and credit cards.

Raising your credit score will get you far better rates personally as well as with private lenders for your LLC. 

Quote from @John Friendas Quote from @Patrick Roberts: If you are on the note or personally guarantee the debt, then it will affect the liability side of DTI, regardless of whether the lender reports the loan on your personal credit.