What to Do with Little to No Income or Credit?

[Griffin McKisson]

I am currently 20 years old and I live in Central Oklahoma with no money or income to invest. I work at a sandwich shop and make $400/Month. I have no credit and all of my income is allocated towards my bills as I am currently living with my parents. I want to invest in rental properties, what is my first step?

[Nathan Gesner]

@Griffin McKisson, you want some real advice? Pull your head out of the clouds and put some calluses on your hands. If you think you can invest in real estate while working part-time at a sub shop and living in mom's basement, you've on a path to major disappointment. I recommend you read "The Millionaire Next Door" to see what real wealthy people look like. How many of them do you think were working part-time at the age of 20? Probably none. You're looking at older, successful people and thinking you can take shortcuts. Borrow some money from grandpa, slap it down on a four-plex, and suddenly you're a millionaire. That shows how little you really know about life. 

I could go on and on but THIS ARTICLE explains it better.

My 15-year-old son is washing dishes part-time and his monthly income is 3x yours.

Hustle.