For me it's a NO if the adult tenants simply don't have enough income or a low credit score. I've only done it for students, recent grads, or recent immigrants. I just said no to a family of 3 with only 2.4x the rent ...

This is my first post here. I have appreciated all the good Q and A in this site for some time. I am looking to open up one or more rainy-day HELOCs before leaving my job and taking a couple years off. The problem is ...

Before I ask my question, I'll give you some background info. I'm 20 and have no credit history. All I have are a few bills in my name that have never been paid late. I don't owe any banks or anyone money. I'm startin...

Hey everyone,
I am 22 and recently graduated from college this past spring and have been working in my post-grad position for about six months. 
This year I am looking to purchase my first property with an FHA loan,...

I have had a young couple apply for my 2bed 1bath apartment in my multiunit. The girlfriend is unemployed and stays home looking after the couples 1 year only son. Her credit score is 522.

The boyfriend has a 615 ...

Has anyone ever hear of a business called Phoenix FCE Capital Limited, they are suppose to be a private investor/Angel Investors. I got an email from them saying they can help me with 100% Financing, which sounded...

Hey BP guys and gals!I've got a quandary which I'm sure many recent and not so recent college grads face. I'll quickly paint the scenario.I graduated from university just under 1 year ago. Upon graduation, I landed a ...

I am a new landlord on some out of state houses, thus I hired a management company. Today, the mgmt company asked me to approve a potential tenant for one of my homes. Single lady with two teenage kids. She has a c...

Hello! I have many years of W2 income with no gaps. Recently (April 2022) I left my W2 job to start working for myself. I have made a consistent income from my client of around $11k/month. I tried applying for a conve...

Hey BiggerPockets,I'm graduating in a couple weeks, and I'm looking for a duplex/multi-family home. I talked to Wells Fargo and he told me that everything else I have is good (the money down, job stability, etc.). The...