Banks offering High DTI Heloc

[Jonathan Warden]

This is my first post here. I have appreciated all the good Q and A in this site for some time. 

I am looking to open up one or more rainy-day HELOCs before leaving my job and taking a couple years off. The problem is DTI.

I have two rental properties, worth about 1.1 milllion total according to redfin, with 610k total in mortgages, bringing in 4750/month total rent, with good rental history.

I have a primary acquired in Jun 2018, that I just refinanced (at a screaming 3.875), appraised at 1.63 million, mortgage of 1.153 million. 

I get income from the primary — I rent out the attached guesthouse and Airbnb the main house during my frequent travels.

So I have a decent amount of equity, good credit, good cash reserves, but my current DTI (all 3 mortgages divided by salary plus income from the two rentals) is almost 43%. And I don't think my short history of income from my primary residence will be counted by any banks as income.

What bank might offer a HELOC in this situation?