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Results (10000)
Christopher Beasley How does the VA count rent?
14 August 2022 | 15 replies

If im living in one home, applying to move to a second one, how will the VA apply my income if I intend to rent out the first home after I move out of it? do they require a lease showing a tenant will move in and then...

Ryan Bird Cook counting recording delay - heloc processing
4 May 2021 | 2 replies

I had a quitclaim deed that was recorded with cook county back in Jan. However, the changes are still not showing upon on the county website. I had requested a HELOC but the loan processing is getting delayed as they ...

Frank McGovern What counts towards your pet limit?
12 January 2022 | 5 replies

Breaking this out from the pet cost post.For those of you that do pet limits, what does it apply to? If you have a two-pet limit, can someone do 2 dogs and a hamster? What about 2 spiders and 1 cat?Curious where the l...

Michael Nguyen What counts as occupancy for HUD?
29 October 2022 | 2 replies

I want to start my real estate journey with house hacking using an FHA loan, but I live with and take care of my sick parents who aren't in a stage of life to move.
My question is, can anyone give me a more clear def...

Rich Vogel Does a HELCO count as mortgage
22 April 2016 | 4 replies

I am in the process of getting a prequalification letter to purchase a rental property. My mortgage broker is saying she has to wait for underwriting to get back to her cause she thinks that the HELCO will count as a ...

Jim Haney Counting to 10 - the "Loan Limit"
12 January 2020 | 8 replies

Could someone help me with the definition of the 10 loan limit?  I have a 30-year loan and a HELOC on my primary residence.  For my rentals, I have a HELOC on one property that is otherwise paid off, and then three 30...

Kevin Auyong Homes in IRA count against me??
3 July 2017 | 1 reply

A lender they told me that on a cash out refinance on a rental house I own in my name, that the homes owned by my Self Directed IRA, the expenses like property taxes would count against me personally in calculating my...

Merrit Olson Does this count for an expense?
2 December 2020 | 4 replies

I have a buy/sell on a rental property but have not closed yet and decided to have two trees removed.  One of the trees was growing into the power lines, and another one had broken branches that could have fallen on a...

Mel Adams Is rental income counted toward DTI?
6 August 2021 | 18 replies

Hi all - I'm looking to purchase my first investment property using a conventional loan. My current DTI is <40% and I have excellent credit so I don't foresee any issues qualifying (someone please tell me if I'm wr...

Travis Reed Does owner financing count toward DTI?
9 February 2023 | 11 replies

Does owner financing or private loans in general count toward DTI? I imagine the lenders will not know unless you tell them? Although I guess interest paid on the loan would show up as an expense on your Schedule E in...