Sarah Blesse
Mortgage Subordination Agreement or Non-disturbance
I have a unique situation where a neighbor wants a preexisting easement going through my property moved and is now asking for a subordination agreement from my mortgage company to protect the move. Proper title docume...
Keith N.
What is the max LTV when doing delayed financing?
I want to know what the max LTV allowed is when doing delayed financing.
I had thought that for most lenders it was 75% LTV for SFR and 70% LTV for small multi-family (2-4 unit) properties.
Is this still correct, ...
Konkova Irina
Converted primary to rental. Can I tax deduct primary mortgage?
Hi Everyone,Last year I've converted my primary residence into a rental on July 1st, 2021. Can I deduct the mortgage interest that accrued while it was my primary residence? i.e the first 6 months of the year? I don't...
Justin U.
NINA Mortages and property control
Hello everyone, I am seeking information on how to purchase and control a property without a job or work history. I have heard of NINA mortgages but I am not sure that that is the best route. In essence I was looking ...
Jon Quigley
Subject To question
Hi. I have what seems to be a trivial question related to Subject To's, but I really have no idea of what the answer might be.I've read that mortgage companies are not so happy about people assuming mortgages and are...
Brett Mannix
Mortgage lien removal not recorded
Trying to help my mother with an unreleased mortgage lien on her home in Maryland. Long story short, the property is now 100% paid off but the county failed to record the payoff. My mom recently applied for a new HE...
Barb Niehaus
Looking for a Cincinnati Ohio lender familiar with ...
My client needs to incorporate funds for rehab in with her mortgage. I'd prefer NOT a 203K - maybe a Fannie Mae Home Style Renovation loan. Any recommendations? Been pre approved- needs to get going on loanThanks
Robert Johnson
Taxes and insurance escrow account surplus
I was got my 2019 T&I disclosure for my primary residence which I bought last May. The disclosure said my account had a surplus of about $4,000. I’m happy to get my money back, but I wanted to know if anyone has e...
Jerry Ellis
Owner finance deal effect future conventional loans?
The answer to this question is out there I'm sure but I couldn't find it. So my question is regarding owner financing and how it effects conventional loans. Specifically, how the banks view them when considering conve...
Mischael Metelus
Tax Lien in South Bend Indiana
HI, I've run into an issue with a tax lien I recently purchased.I went through all the proper channels -advertised, had a lawyer do the outreach, and no one contested the lien for the year. I find out that it is curre...