Subject To question

[Jon Quigley]

Hi.  I have what seems to be a trivial question related to Subject To's, but I really have no idea of what the answer might be.

I've read that mortgage companies are not so happy about people assuming mortgages and are likely to call the loan due if they get wind of it.  So (from what I interpret from my reading) is that we do the subject to's just hoping the loan company doesn't hear of the assumption (is this even legal?).   But my main question is this - how do you get the coupons for the loan switched over to coming to your home address without that being a clear message to the mortgage company that the loan has been assumed???  Or, if you setup auto draft from a bank account - same question.  And a final question/comment - it sure seems like a settlement with a title company would surely result in something going back to the original mortgage company and flagging the change over.  How do all of these mechanics take place without the loan being called in then?

Thanks in advance

-Jon