Mortgage lien removal not recorded

[Brett Mannix]

Trying to help my mother with an unreleased mortgage lien on her home in Maryland. Long story short, the property is now 100% paid off but the county failed to record the payoff. My mom recently applied for a new HELOC which discovered the issue. Anyone have experience with resolving a similar issue?

Thanks in advance!

[Patricia Steiner]

The county doesn't fail to record the payoff...they file what they get to record from the lien holder.  The former mortgage holder will need to file a lien release with the county clerk of court.  Contact the mortgage company and advised that the lien was not released from the official records. The title company assisting with the transaction can help facilitate this with the mortgage company.  It does happen...and always discovered when it's really inconvenient.  

Hope this helps...