I made a classic newbie/lazy mistake - I got a preapproval letter from one highly recommended mortgage broker, but then neglected to shop around. Now I'm out of the 14-day grace period during which multiple pulls won'...

I built my credit up from a 570 to an 810 in about 3-4 years. Then this year I Bought my first 3 long term rentals and each one I buy comes with 2 hard hits on my credit (I haven’t even refi’d any of them yet, I’m tr...

When starting out, how many potential lenders should one search for? I’m looking to acquire an FHA loan and have a 751 credit score (history only 4yrs1m) and understand I’ll get a hard inquiry for a credit check. Is i...

Hi, I am a newbie to property investment who purchased a secondary home and a investment property using the same lender within  a few months timeframe. I see this effecting my credit score heavily. Is there a better o...

This is a post that details my experience with accepting an EIDL disaster loan amount above 25k where my properties are held in my personal name, no LLC. A lot of people hold properties in their personal name, includ...

I am in the process of wanting to purchase my first investment property.Ive never applied for a loan before but have been building my credit for some time..The lender just pulled my credit.. Should I go get other quot...

I am a newbie that applied with my first out of state loan in Michigan. I am waiting for a response, but it is taking long. I want to reach out to other lenders but I don't want my credit hit every time I apply with a...

I have three small college loans in deferment while I am finishing my degree. I haven't payed the loans off because they are some of my longest loans on my report.
Experian is reporting that that my college loans are...

When I was younger, before I knew that hard credit inquiries had any affect on credit -before I even knew that you couldn't get credits cards without having any credit score, I applied for a few things and now I have ...

I made an inquiry with Quicken loans online. I was surprised to hear that they will not refinance until 6 months after the initial  all cash purchase. This is the first inquiry I made because I am preparing to start i...