![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/758430/small_1694877948-avatar-jonathanp98.jpg?twic=v1/output=image&v=2)
So I have no w-2 (no tax returns) but I have a property that's performing and seasoned for 3years, do lenders work with these type of properties at a decent rate? I got myself tied up into a hard money loan at 10% and...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1992192/small_1621517334-avatar-j6ssi6.jpg?twic=v1/output=image&v=2)
My husband and I own and live in a duplex in Lewisburg, PA. We bought the home in 2018 using a conventional loan (peeling paint disqualified FHA) and put down 20%. Since rates are so low I’ve been prompted to refinanc...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1000140/small_1621507152-avatar-matthews312.jpg?twic=v1/output=image&v=2)
Hello everybody,My wife and bought our home in 2018 for 185k, right now the house is valued at 228k and is project to hit 240k in the next 2 years. House's for rent in my area range from 1,700 to 2k per month, I was t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1864401/small_1621516227-avatar-davidm1702.jpg?twic=v1/output=image&v=2)
I’m curious of the toll it takes on your credit to applying this method. By buying and refinancing at least twice a year or more, wouldn’t it affect it greatly?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1756525/small_1621515286-avatar-guillermot7.jpg?twic=v1/output=image&v=2)
Hi BP,Looking to line up my first BRRRR in Miami FL ( planning to use HML, planning to sec 8 it, got a good handyman team). Im having trouble finding an investor friendly local bank for the cash out refi piece. Some w...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1550407/small_1621513478-avatar-matthewd320.jpg?twic=v1/output=image&v=2)
Hi allI am currently house hacking and I want to move my property into my LLC. But, moving it into my LLC wouldn’t remove the loan from my name or personal credit. What do I need to do to transfer my loan into my LLC?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/328192/small_1621444587-avatar-solomonc.jpg?twic=v1/output=image&v=2)
I own 5unit apartment building and looking for other options with refinancing, I'm being told by current lender rates not good for commercial loans. any truth to this ? Other options or lenders in my area?
I'm locat...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1772616/small_1694858807-avatar-robertk386.jpg?twic=v1/output=image&v=2)
Hello. New here but long time BP podcast listener.
I currently have a few properties in the Caribbean with low debt to equity ratios. In the islands they only offer 15 year variable financing. I was wondering if...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1917109/small_1621516672-avatar-leonell2.jpg?twic=v1/output=image&v=2)
HI everyone,I had a question as this is my first BRRRR. I was wondering if everyone had to wait the 6 month seasoning period to be able to refinance. It would leave me with more for myself if I am able to shortened th...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/538801/small_1621492084-avatar-mikeo32.jpg?twic=v1/output=image&v=2)
Is it a good idea for me to re-finance my personal property?