My goal of refinancing was simply lowering our monthly spending to reallocate towards future investments.

This is a penalty window where selling or refinancing out of the loan would cost you 1,2,3,4, or 5% of the amount you owe on the property as a penalty fee.

For the refinancing part, we're wondering if someone has experience with loans for non-US citizens? 

I like to do cash out refinancing at market price one month after purchase.

One concern I have is knowing when and how I should go about refinancing an FHA loan.The reason for an FHA loan is because though I have enough for a down payment I am not ready to commit all of it.

Sounds like they could have different PPP or fees that go along with refinancing with a different lender. 

I am in the process of refinancing.

What about rate and term refinancing?

Hey BP, I recently purchased my second investment property! It is a mobile home and I was able to get seller financing for half of the purchase price. I plan to BRRRR this property to pay off the seller and get my mon...

Texas does have specific rules regarding home equity loans and cash-out refinancing (often referred to as "Texas Equity Section 50(a)(6)"), but these don’t prohibit homeowners from using funds for investment properties.