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Results (639)
Dallin Johnson HELOC on Rental without 6-12 Months of Rent History
8 September 2021 | 0 replies

We moved out of our primary residence a couple of months ago and we are holding it as a rental. We bought a new primary residence but I unfortunately procrastinated taking out the HELOC on our 1st house (approximately...

Cooper Tichenor How to get good loan terms with thin credit history
21 September 2021 | 2 replies

I graduated college last year and was thinking of buying a rental property (duplex) in my college town that was for sale. I'm able to put down 20% since house prices are much lower in that area, and I calculated ROI t...

Andrew Ward Mortgages... Do I really need 2 years of employment history?
28 January 2020 | 2 replies

I'm a recent graduate and I've had some jobs, but mostly they were secondary to my education. Why do lenders look for 2 years of employment history? Will my being in a great job for less than a year (because I graduat...

Karen Spriggs Unique Owner-financeable home near Charlotte w/ history & issues
29 April 2020 | 1 reply

I am looking at a potential sale of unique log home (gorgeous but needs updating -- no problem there).  However, the home has some unfortunate history with it (not going to spell that out here but previous owner died ...

Account Closed How to turn down a tenant with bad rental history?
6 July 2017 | 21 replies

So, I was listening to the BP podcast and the subject of how to do background checks on your renters came up. I was wondering, how exactly would or should you turn down a tenant that has bad rental history so to avoid...

Wade Garrett Is This Credit History Too Much of a Red Flag?
8 March 2017 | 6 replies

I have had a couple apply to live in my 1BR. They are an engaged couple in their 50's. After I met them I wanted to rent to them. The apartment rents for $1,150/month. He makes $86k a year, has a credit score of 720+....

Keanna R. Need help with financing despite gap in recent work history
19 February 2017 | 1 reply

Hi I'm a newbie but I recently found a great deal to invest in as a buy and hold. It's a triplex that was converted to a duplex and it is currently priced at close to half it's market value. It will need a bit of work...

Account Closed New credit report rules require 30 months of payment history
25 September 2016 | 24 replies

Just saw this story here: http://bit.ly/2d6Px2RThe gist of it is that beginning tomorrow Saturday 9/24/16 lenders will now consider a mortgage applicant's payment history over 30 months to determine their credit worth...

Naguib K. Applicants who are past home owners with no rental history
20 April 2014 | 3 replies

When approving new tenants I do my best to screen out people who will not take good care of my property, in addition to screening for income, etc. My single-family home properties are not high-end but neither are t...

Freeman Schultz When team member candidates have had a history of lawsuits
3 November 2015 | 4 replies

One of the things that have been coming when putting together a team is how to screen candidates. Sometimes candidates have histories of lawsuits. Is that enough to disqualify them? Or is just bad luck? For instance, ...