John C.
Insurance for if I forget to insure a property
I own 100+ properties in PA in my LLC which I am sole member of. I am always afraid that an insurance policy will lapse and I won't notice and then there will be a fire or something with serious liability or repair co...
Josephine Breign
Does Umbrella Insurance require max coverage on car insurance?
Hi BP! This question is for landlords who chose Umbrella Insurance instead of putting their properties in LLCs. Seems like the UI only comes into play after all other insurance limits are reached. We're having trouble...
Fausto Carosella
Insurance Co asking to add owner as additional insured
We have a property in Florida in an LLC insured with Tower Hill Insurance. They are now requesting/requiring listing an “owner” as additional insured. Is there a rationale behind wanting this now, or a consequence for...
Garrett Tierney
First time house hack-Landlord insurance vs. Homeowners Insurance
I'm in the process of closing on two duplex's on one lot. I'll be owner-occupying one unit for the first year of the mortgage, and plan to move out and rent all 4 units thereafter. I'm required to have insurance on th...
Gp G.
Insurance what coverages to look for and cheaper insurance
One roof contractor said rood may needs to be replaced due to hail and wind damages. I contacted insurance and surprised to know my deductible is 10000$. How much insurance premiums you are paying and what type of ded...
Tarun Kapoor
Different insurers estimate different replacement costs for RCV insurance
I just bought a fourplex as an investment property for $300K and am looking to get RCV insurance on it. I got very different quotes from State Farm and American Fam
Statefarm came up with a replacement cost of $525K ...
Kwangmin Kim
Rental Property Home Owner Insurance and Tenant Insurance Related
Hi Real estate savvies,I am closing one rental house in Redford, MI, Dec. 2016 and trying to find out the best home insurance and tenant insurance. I mean economically because it is really dollar game to maximize my p...
John Jacobs
Lender as Additional Insured on the Liability Insurance Certific.
My self-directed IRA is the lender on the refinancing of a property. This is a duplex. This is a B- asset in a B+/A- suburb of Indianapolis. The value of the property is $125,000-$140,000 as is. With a little cosmetic...
Curt Smith
POH/mobile home insurance carriers you use? self insured?
Hi Folks,What carrier do you use for insuring for loss do you use? I own double wides and am paying $300/yr with $5k deductable for a typical yr 2000 double wide on it's own land. I'm shopping carriers.I'm also cons...
Andy S.
Pet Liability Insurance vs Renter Insurance with Liability Coverage
Hello friends, I am about to onboard a new tenant in NJ. She has a small 20lb dog (offcource sweet and well behaved). Any advice you can give me regarding what kind of liability insurance coverage I must ask her to ge...