First time house hack-Landlord insurance vs. Homeowners Insurance

[Garrett Tierney]

I'm in the process of closing on two duplex's on one lot. I'll be owner-occupying one unit for the first year of the mortgage, and plan to move out and rent all 4 units thereafter. 

I'm required to have insurance on the property in order to secure financing, and wanted to see if any BP members could provide some experience-based input on whether to seek out the additional protection provided by a Landlord Insurance Policy (slightly more expensive) or a Homeowners Insurance Policy. Thank you in advance, for your feedback!