Pet Liability Insurance vs Renter Insurance with Liability Coverage

[Andy S.]

Hello friends, I am about to onboard a new tenant in NJ. She has a small 20lb dog (offcource sweet and well behaved). Any advice you can give me regarding what kind of liability insurance coverage I must ask her to get?

She says her renter insurance will provide liability coverage up to 300K. That include dog bite as well.

Do I ask her to get a separate pet liability insurance or current renter insurance with 300k liability coverage mentioned above would suffice?

Kindly advise.

Regards