Reese Thompson
Flawless Credit Report, Bad Credit Score?
My wife and I are in the process of opening a HELOC on our personal residence. The banker said that my wife's credit score was terrible, so she put it in my name only. At first I thought, "No big deal." Then we rec...
Ty Wesley
Bad credit and no credit loans
Hey BP members,
I live in the greater Philadelphia, PA area and I'm looking to take out a small loan, but according to the 3 credit bureaus I don't really have any credit history. I just tried my bank (a credit union...
Chad Brosius
Credit Limit Increase and Credit Score
Hi,
I am trying to improve my credit score and am looking at requesting a credit limit increase. Would the request be a ding on my credit score?
Thanks
Chad
Ben Colangelo
Building credit from no credit history
Hi, I was wondering how do I build my credit without going into consumer debt. I am looking to build my credit in 2-3 years what is the best way to build credit fast so when I’m ready I can buy a property? If their is...
Steve Sapowsky
Credit line increase on credit cards
Obviously you shouldn't lie ;). That being said when requesting a credit line increase for a credit card and they ask for your annual income obviously the more the better, but what about monthly rent or mortgage is it...
Quincy Gordon Jr.
Getting Credit Cards to build credit
Hello BP community, I am trying to decide what other credit cards should I get to help build my credit. I have no previous credit history so the mortgage loan officers I've spoken to have said to start building credit...
Shannan Bowen
Using Business Credit Vs. Personal credit
Hi All!So I've been doing a lot of research on real estate investing and I came across a company that builds business credit profile. Just wanted to spark up a pros vs cons discussion to gain a different perspective. ...
Nicholas Seaver
Line of Credit vs. Credit Card
I am about conduct a local flip with a new partner. My financial obligation in the deal will be to provide the funding for rehab costs. While I have some cash for this, I was going to get a line of credit as a quick s...
Account Closed
denied credit with good credit score
I got denied credit for the first time, applying for a heloc and then a car loan. Now before you go off- I'm probably not going to get a car and make payments. It's not financially wise. I have never done so in the pa...
Thomas Anderson
credit scores and credit protection services
who is the most accurate company to check fico scores? is it worth $30 a month for the protection? its not alot of $ but im in save mode for my next multi unit. i have a monitoring service but for $30 i can see my rep...