I have a townhouse for rent. The rent is $1300 per month. She has a credit score of 747, and has a yearly income of about $100k. But she also has “recency of a balance over limit on a bank card account”, “bankcard acc...

Hello,What do you guys/gals do when you get an application with co-applicants that are unmarried.  I am concerned about differing credit scores and incomes.  Perhaps one has poor job or housing history while the other...

So I'm stuck in a position where my credit score is good, but my credit history 4 years ago is bad. I have more then enough money for a down payment with no monthly debts at all. And yet I cannot find any lenders. A l...

I just recently made a lump sum purchase on my credit cards and am currently in debt 44k. I'm not having issues having to pay them but I'm starting to feel the effects of the interest. I've always managed to pay my cr...

I have a guy (with 4 yr son) whose background checks indicates 700+ credit score, stable federal job (3X salary vs rent) for last 8 years, good references from past 2 landlords BUT had chapter 7 bankruptcy that was di...

Hi everyone, I have been going through my credit scores lately and feel as if it is time to get someone working on it. I really don’t have any particular reasons so as to have low scores but I need someone to work o...

Taking in consideration that prices are going up as well as interest rates and also FHA raised its mortgage insurance premium. what are the chances of obtaining a conventional mortgage Loan with 10% down? Many lenders...

I have an application from a section 8 potential renter in Dekalb, GA which she has provide me with her SSN and permission to perform a credit check and background check. I didn't realise most sites have the tenant ...

Hi everyone! I'm new to the community and just recieved my first application for our rental property in upstate ny! We're trying to best screen the applicants and my original standard was 3x monthly income and credit ...

I am currently closing on a SFH that will be a rental in NC. The area is kind of rural, and I don't expect to see a huge number of applicants. Say somebody applies, they have good credit, no criminal history, job, etc...