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Updated over 6 years ago on . Most recent reply

rent candidate has chapter 7 bankruptcy discharged 5 ys ago
I have a guy (with 4 yr son) whose background checks indicates 700+ credit score, stable federal job (3X salary vs rent) for last 8 years, good references from past 2 landlords BUT had chapter 7 bankruptcy that was discharged in 2013.
He wants to rent with a lady (she has 15 yr daughter) with 700+ credit score, 2x salary vs rent job, BUT she has "judgement from court" for child support services ( She needs to pay for child support). Don't know the amount yet.
What are your thoughts renting SFR to them?
Most Popular Reply

700 credit score means they care about paying bills. Bankruptcies happen, and the fact that he was able to build to 700 in 5 years is a testament to his bill paying diligence. Child support also happens. That doesn't mean she was negligent in paying bills. A court order must be filed and a judgment granted in order to secure child support. Even if she was paying $1,000 a week to the father, without that judgment there is no RECORD of payment. She the judgment was actually to her advantage to prevent nasty surprises in the future.