Should I accept this tenant?

[Emily Liu]

I have a townhouse for rent. The rent is $1300 per month. She has a credit score of 747, and has a yearly income of about $100k. But she also has “recency of a balance over limit on a bank card account”, “bankcard account balances are too high in proportion to credit limits”, and “number of delinquent accounts is too high in proportion to total number of accounts”. Is it suggested to accept her application? This is my first time being a landlord, so would appreciate your valuable suggestions/advice.