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Results (10000)
Matt Gerald Need Help: Sell, Hold, or HELOC?
4 May 2022 | 2 replies

Hi, I’m new to the forum and would like to request a little help or feedback. I recently purchased a larger home and put a significant amount down such that it depleted my cash reserves that I like to keep around to f...

James Woods Reserves in the bank
22 August 2021 | 2 replies

Hello everyone, so we are at the closing stage of a home we are buying to live in. The home will be in my name since my girlfriend doesn’t have much of any credit yet. Got a email stating I needed more cash in reserve...

David Avetisyan Question: How Much Reserve is necessary on Existing Properties for New Loan?
2 April 2015 | 6 replies

Possibly opening escrow on an investment property - off market.I have a few existing investment properties - all conventional loans. The new purchase would also be a conventional loan.Per guidelines, what is the minim...

Melissa Bovee CA Stay Home Order - What to do with Dec STR bookings
25 December 2020 | 17 replies

CA is again under orders that restrict travel.  The county I am located in - Placer, North Lake Tahoe -  is covered in the order, but is distinctly less vocal about deterring travel than South Lake Tahoe. There has be...

Zac Kucharek House Hack - What should I shoot for in Reserves after Move Out
20 November 2023 | 9 replies

-first time home buyer, looking to buy in Medium sized Metro area, 2-4unit property to live in one and house hack, then move out after 1-2 years.(Question)How much I should aim for in reserves for a house hack after m...

Ken Vogel considering turn key type property
30 August 2017 | 7 replies

Hello folks, I'm looking for my first property.  I have some reservations of doing major rehabs but could do minor rehab without hesitancy.  Ive basically only been shown or looked into turnkey or very close to turn-k...

Tim Nethers Suggestions for HELOC
9 May 2023 | 6 replies

My wife and I purchased our home in Florida for $430k last year, we put $120k into renovating the entire house. I'd like to get a HELOC that would allow me to pull out cash when a great deal comes up. Couple of questi...

Chris Herman Financing after 4 homes
16 February 2016 | 3 replies

My wife and I are on our third mortgage, two of which are rental properties.  Our loan officer at a well known commercial bank tells us that we need 6 months of reserves for each mortgage after the 4th house to be app...

JD Morris When am I over leveraged?
16 November 2017 | 22 replies

Hey everyone,
I am trying to set some goals for myself for acquiring rental properties and I am wondering how fast I should go.

I will have to finance every property I buy. I want to focus on rentals and no...

Wade Luhman Estimating Repair & CapEx Reserves for Different Age Propterties
28 April 2022 | 3 replies

Hi Everyone,When running your numbers on single family homes for long term rentals do you change your regular maintenance and CapEx reserve numbers when looking at homes of different ages? For example, a home built in...