Financing after 4 homes

[Chris Herman]

My wife and I are on our third mortgage, two of which are rental properties.  Our loan officer at a well known commercial bank tells us that we need 6 months of reserves for each mortgage after the 4th house to be approved for a fifth mortgage.  That's a lot of cash.  Is this normal and if so, what are some ways i can work this out?  What alternatives do i have?