I wanted to get back in the game again but don’t have much in reserves that most if not all HML require.

I have my personal emergency fund stored away in a HYSA, and am working to build up a15k property reserve as well, but am conflicted on where to keep that 15k. 

Why not take out a smaller mortgage on the home and use some of that money to buy a second home?  

Our privately owned and centrally controlled monetary system, known as the Federal Reserve, and the legality of Fractional Reserve Banking is on a crash course for a battle between Freedom (Property Owners) and Royalty (the banks). 

I have about $100k in capital reserves and can leverage the 2 properties for additional capital, as needed.

Properties here often fall well below $150k, and the market is expected to see home prices rise by 10.5% in 2025.

But, you can go up to 65% loan to value with no reserves, or up to 80% loan to value if you have 12 months payments already in the bank (12 months reserves_.

Thoughts and updates on Southern Impression Homes and SunCoast.  

Explore detailed population growth statistics at the Federal Reserve Bank of St.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.