When we bought it, we made sure there were no leasing restrictions in the HOA rules.Now, we’re are notified that the neighborhood is pushing for new leasing restrictions, and it’s not just about Airbnb—it seems like they’re trying to limit long-term rentals as well.

.: Quote from @Grant Shipman: The Rise of Co-Living: As Airbnb Faces Restrictions, New Housing Models Win in Court 🏡⚖️Across the country, cities are tightening regulations on Airbnb and short-term rentals, making it harder for property owners to operate legally.

I have read/heard about the second home loan option which often allows a 10% down payment, restricted to only one house in any given market and just be a certain distance from our primary home. 

. · In earthquake fault zones, construction is restricted unless the project meets strict seismic safety standards. // Flood Zone Restrictions · Development in flood zones must follow floodplain management and federal flood control regulations. · Projects in floodways require certification to ensure they don’t increase flood risks.

. -- Centennial allows them with almost no restrictions. -- Arvada allows them but with a 240-night max STR rental.

It could also be that although many municipalities do have laws that restrict STR's, they rarely have the time, resources and manpower to actually enforce those rules.

. // Tenant Protection & Restrictions · If a home on the lot had tenants in the past 5 years, SB-684 still applies, but you cannot demolish or alter the existing structure.

All residential zones now allow multifamily and townhouse residences by-right.Zoning District Consolidation: Former "Residence A-1, A-2, B, and C" districts have been reclassified under "Residence C-1," which permits multifamily housing.Increased Housing Density: The amendment removes minimum lot area requirements, minimum lot area per dwelling unit, and lot width restrictions, allowing for denser residential development.Reduced Yard Setback Requirements: The minimum required setbacks (front, side, and rear yards) for residential properties have been reduced, allowing for more buildable area on lots.Elimination of Parking Requirements: The amendment removes all minimum parking requirements, reducing the obligation for single-family homeowners to provide off-street parking.Subdivision Flexibility: The definition of "subdivided lot" has been updated, making it easier for homeowners to subdivide their land for townhouse or multifamily development.Height and Floor Area Ratio (FAR) Changes: Floor area ratio (FAR) limitations for residential properties have been removed, and height limits have been increased to permit:Up to four stories in Residence C-1 districts.Up to six stories for inclusionary housing projects on larger lots.Anyone who's familiar with Cambridge knows that this is one of the most prestigious, elite, expensive, restrictive areas in the whole state, and for zoning of this magnitude to be passed is truly historic.

Some markets to check out: Lake Tahoe (high demand but strict permits), Sonoma/Napa (wine tourism, tight restrictions), Gold Country (lower buy-in, seasonal demand), and Mendocino Coast (beautiful but limited STRs).SoCal spots like Big Bear and Joshua Tree tend to be more STR-friendly.

I'll take a look at the STR restrictions in East.