- Run a cost segregation study on this property in 2024 and you might have $100k on line 18...Without diving too deep on this post - If you run this scenario as a real estate professional while materially participating in the property, You'll be able to reduce your's and your spouses taxable income that year... 

If you were partnered with someone making 700k, what strategy would you use to reduce their income tax to the max?

@Max Bellino For smaller properties like your 2–4 unit multifamily buildings, an online cost segregation study is a quicker and more cost-effective option, providing sufficient accuracy for straightforward properties.

This lesser-known strategy could help you save money and reduce your monthly payments without the hassle and cost of refinancing.

Found T&H realty services to be pretty interesting as they provide both buyer brokerage service (to help me find deals) as well as do property management i.e. they are not full turnkey provider necessarily, but reduces some of the hassle for me I guess as an out of state investor. 

You won't find a deal where you live for free, but if you can live in a great neighborhood at a reduced cost of living that is a nearly risk free way to get started in real estate. 

Husband is interested investing in them, but I cannot find ANYTHING online about them no reviews ANYTHING!!

I think we can reduce our spending quickly if needed.

Start small, be patient, and stay connected with local meetups and online investor communities for support. 

My agent is saying that we are unable to split the contract that way (or reduce the purchase price), so I'm trying to figure out options.